Lowell, Massachusetts, Bankruptcy Attorney

• Are you afraid your lender might foreclose on your home?
• Are you unable to keep up with your mounting debts?
• Are you afraid of harassing phone calls from creditors?

If you value your own financial freedom, you can take action to protect your rights and eliminate your debts. You have options and bankruptcy may be right for you.

At the Oberhauser Law Office, in Lowell, Massachusetts, we have years of experience helping clients obtain financial relief through Chapter 7 or Chapter 13 Bankruptcy. We offer our clients more than assistance in filing paperwork. We offer them a way to take back control of their lives.

Responsive and Cost-Effective Legal Services
Call (978) 735-2913, today for a free initial consultation.

At the Oberhauser Law Office, we work quickly on your behalf and help you understand your choices you have to make. If bankruptcy is right for you, we take immediate action, helping you receive relief. The sooner you take action, the sooner you can stop home foreclosure, harassing letters and phone calls, and the stress of financial debt.

Types of Bankruptcy

Every day, people face bankruptcy for many reasons. Whether you have medical bills to pay, have recently lost a job, or you have high amounts of personal loans and credit card debt, bankruptcy may offer you the relief you need. We help individuals file for Chapter 7 and Chapter 13 Bankruptcy:

• Chapter 7 Bankruptcy: Are you looking for a complete discharge of your debt? With the exception of a few debts, such as child support and willful torts, Chapter 7 Bankruptcy could have you completely debt-free within a few months.
• Chapter 13 Bankruptcy: Do you need to protect assets like a home or car? Chapter 13 Bankruptcy will provide you with a plan enabling you to do that. When the term of your plan is completed, you will be discharged of your remaining unsecured debt, while keeping your family home.

Do You Qualify for Bankruptcy?

To qualify for Chapter 7, your income must be below the median income for the state you live in. Please see our median income page for more information or call us at (978) 735-2913.

Recent Results

1. Bankruptcy Court, Manchester NH-Client was sued in an adversary action on a discrimination judgment of over 200,000 dollars. Before trial, a settlement was made at a significantly reduced amount.
2. Bankruptcy Court, Manchester, NH-Client was in an adversary action and retained this firm to take over the case as it nears its completion. We were able to reduce the client's liabilities, kept him in operating capital and save his real estate development.
3. Bankruptcy Court, Worcester, MA-Chapter 11 of a marina with numerous appeals. The client was able to run his business for three years before illness and adverse rulings against him forced liquidation of the property.
4. Massachusetts client four days from foreclosure enters office wanting to stop the foreclosure and keep his family of 5 in their home. Quick acting by Attorney Oberhauser stops the foreclosure, during the Chapter 13 proceedings he is able to strip off the second mortgage of $80,000 dollars and turn it into unsecured debt being paid off at .05 on the dollar a savings of $76,000 dollars to the family.
5. Client has over $350,000 dollars in credit card debt The Oberhauser Law Office was successful in saving his home, by numerous acts including filing of a Homestead at the Registry of Deeds and completely wiping out the debt offering the client a fresh start.

Contact Us

If you are considering bankruptcy to end collection phone calls and the stress of living with the burden of large debts, an experienced debt relief attorney can help you understand your options. At the Oberhauser Law Office, in Lowell, Massachusetts, we can help you stop home foreclosure and obtain a fresh start. Contact us today for a free initial consultation.